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Client: Sir VM: What?? Client: Is there any big lawyer here? VM: Why?? Don’t I look like a big lawyer? Client: Ha??? VM: What is he thinking? hey what do you want? Client: I have a doubt. I want to clarify it and i need a proper solution for it. VM: Thats it??!! You just tell me whats the problem. You just see how i am going to solve it. Client: You can solve but... VM: What but!! Hey i am not only a lawyer, i belong to village panchayath head's family. I can solve problem in a second. Client: Is it??!! VM: Yes!! My Grandpa used to give solution for near by 72 villages. My father used to solve problems of 18 villages. Client: Wow!!! Then what about you sir? VM: Even i am trying my best!! Client: Trying what?? VM: Hey!! to solve case!! If you say Lawyer Vandu Murgan's name, even violent rowdy will become silent and he will surrender himself. You can check outside. Client: Ok ok. Then i will tell you itself. VM: No need to take trouble now. You better go. Client: No no I will tell. I have no trouble at all. Hehehe VM: Dont laugh too much. Its scary. Just tell the case. Client: Peace and Happiness, what should i choose among these 2? VM: Thats it?? I thought you are saying something really big. Listen to me. For any person we need both happiness and peace. So you keep both with you. Client: Sir.... Sir... You gave a wonderful decision. VM: Hehehe Thank you thank you Client: Immediately i will call my mom and tell her. VM: Did you understand i am a big lawyer??!! Client: Yes sir.. Let me just call my mom. Mom, i just spoke to lawyer, he asked me to marry both of them. VM: What???!!! I asked you to marry!!! Hey cut the call. when did i ask you to marry? Client: Just now you asked me to keep both of them. VM: Hey, i was talking about Happiness and peace. Client: Even i was talking about the same sir. VM: What are you saying?? Client: yes sir, I have 2 aunties. Both of them have one-one daughters. VM: Ok. Client: One girl's name is Happiness and another girl's name is Peace. Both of them wants to marry me. I didnt know whom to marry, so i asked you whom to choose. You asked me to keep both of them. VM: Hey hey hey... I was talking about different happiness and peace. If you marry 2 girls both of us will be behind the bars. I didnt know that they are your aunties daughters. Please forgive me. Client: Then what were you talking about sir? VM: I was talking about happiness and peace which comes in everyone's life. Client: Oh is it??!! Ok but how will it come?? VM: If you have money in your hand, you will not be scared of future. If you are not afraid of your future, you will be happy and peaceful. Client: then what should i do for that sir? VM: You need to save. You are a worker right? Client: Yes. VM: If you save in Provident Fund PF, everything will come behind you. Client: Sir, whom shall i marry? Happiness or peace? VM: He will not leave without putting me in trouble. Hey ask them to kick you. Whoever kicks lightly go and marry them. Client: ok Sir. VM: Dont know how come these people are coming correctly to me!!

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VM: Your doubt is your Animal is like this and how come Parimal is happy and wealthy? You want me to find it out. That’s it right??!! P1: Yes sir Yes!! VM: Why do need CID for this!! Listen I will tell you!!She should have saved in PF but you didn’t. P1: Oh Yes Sir!! VM: If you save money in PF you will get 8.65% interest. This is the first benefit. Secondly, just like the way we save 12% of our salary, even our company will contribute 12% of the salary money to our account. This is the second and extra savings. Of the money contributed by company 8.33% will be allotted for pension. So those who contribute in PF for 10 years they will get pension for lifetime. Then in PF, 50% of the money we saved we can get it as loan for marriage and study expenses. We can get 36 months salary as loan to construct the house. P1: sir, does PF has so many benefits?? VM: Yes. P1: Why didnt you tell me about this till now?? VM: Hey, just now you came and asked me! P1: Oh!! Thats why my friend didnt take loan from anyone outside and built house and made her kids to study well and now sitting comfortably by getting pinjan (Pension). VM: Yes!! This is the secret of your friend's happiness. See, even now its not too late. Immediately join in PF. P1: Ok sir Immediately i will join sir. VM: Mam, Money?? P1: For what? VM: Fees for consultation. P1: Just wait for 1 hour sir. VM: Why?? P1: (Crying) I will go home, close the doors and... VM: OMG!!! P1: Dont worry sir, i wont take any wrong decision. Thinking about my foolishness of not saving money in PF, i will cry aloud with family for 1 hour and come back sir. VM: See, just like the way you put time table for crying, put a time table for savings. Only then you will be happy. P1: Ok sir. VM: Ok

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