Leone: There is a saying that stand against anything and anyone but never expect anything from anyone. because expectation is the main root cause for disappointment. Thats why people say that when we are physically and mentally strong we should save for our future. In the varities of savings like Bank savings, PF, insurance, Central Govt has introduced another saving schemes in the year 2019. Lets hear what our respective PTS members has to about it. 1st by Ms. Saraswati: - Saraswati: Money as per their age. If they are 19 years old they should pay Rs.200, if 20 years old then Rs.300. Just like this according to their age, monthly they should pay the money. Its not annually, they need to pay monthly. Once they are 60 years old, as per the amount they have paid. From Rs.2000 to Rs.5000 they may get. In case if the person dies the nominee will get the money. Leone: Lets hear what Sangeetha has to say. Sangeetha: How many people have paid it? No one. You say that we need to pay for 40 years. If i am applying it, i should enjoy it, why should some one else enjoy it? If they are not feeding me when i am alive, then what is the use of enjoying the money after my death? Leone: Lets hear the comments of Sumathi. Sumathi: Thats what sir. I am a worker. I have registered in labour board. Even in labour board they told me about this scheme. They told me to pay the money. Where to pay the money? They will form an organisation for that. Its a private institute. We have to pay there. I told them, i am a labour and i have registered in welfare board. I will pay in welfare board and you give me the receipt. Only them we feel there is some safety. And we will feel free to ask for pension. We cannot pay money in private institute. Thats why many labours pay money there. Leone: Ok everyone. Whats your opinion about it? Press 3 and register your views and participate in this discussion. Lets meet in next episode of vanakkam garment workers along with your comments. Thank you