A listener reported that money is being deducted from their India Post Payments Bank account. The speaker explains that such deductions may be due to insurance schemes linked to the account, such as the Pradhan Mantri Jeevan Jyoti Bima Yojana or Pradhan Mantri Suraksha Bima Yojana. He advises contacting the bank’s customer care or visiting the home branch to find out the exact reason for the deductions and understand the benefits of these schemes