We were talking about New pension scheme 2019. But many people doesnt know what is new pension scheme 2019. So lets talk about it. It is Pradhan Mantri Shram-Yogi Maandhan Yojana. Its nothing but new pension scheme of Prime minister. It has been implemented from February 15,2019. It assures monthly pension of Rs 3000 to organised workers once they attain the age of 60. The purpose of this scheme is to get 10 crore beneficiaries by the end of next 5 years. To join this scheme, the monthly wages should be less than Rs.15000 and people between the age of the age of 18 to 40. They should not be tax payers or getting beenfit like PF, ESI. If you join this scheme you will get monthly Rs. 3000. To join this scheme, Adhar card and savings account number is important. If the beneficiary is 18 years old, he has to pay Rs.55 monthly. If he is 29 years old he should pay Rs.100. If 40 years old monthly he should pay Rs.200. If you are more than the age of 40, then you are not eligible for this scheme. Monthly Rs.3000 will be given as pension under this scheme. If you want to take the money within 10 years of investing, you will get the amount you have paid and interest which is deposited in your SB account. If you are taking after 10 years, you will get the money you have paid along with accumulated interest or SB account interest whichever is more. If the person who is paying money dies in between, then his child will not get the money. But there is a chance of getting a portion money to your children. This is Pradhan Mantri Shram-Yogi Maandhan Yojana.
