anking on a smartphone, creating a UPI ID and PIN, and then generating a QR code for receiving payments. He also notes that some keypad-phone banking services may have limitations, but a smartphone-based UPI setup is the easiest option
anking on a smartphone, creating a UPI ID and PIN, and then generating a QR code for receiving payments. He also notes that some keypad-phone banking services may have limitations, but a smartphone-based UPI setup is the easiest option