Hello friends, I am Ravi B. I want to add Abhishek Raja here. Abhishek Raja is speaking from Uttar Pradesh. Friends, if you are from Uttar Pradesh, Abhishek Raja says that to use UPI (Unified Payments Interface), you need to make a UPI ID first. What does making a UPI ID mean? Your phone number should be linked to your bank account, and that phone number must also be linked with your Aadhaar card. Only then can you create a UPI ID. You can create a UPI ID by inserting your SIM card in a basic phone (not a smartphone). This message is for Raja Bhai and for all friends too. Insert your SIM card into a basic phone like Airtel, Samsung, Nokia, or any other. After inserting, you can create your UPI ID on the phone. When you create the UPI ID on the phone, you will get an ID and a 4-digit PIN code. You must remember this PIN and not share it with anyone, whether brother or sister. If you share it, you will face serious trouble. After creating the UPI ID, you can remove the SIM card from that basic phone and use it in your smartphone to operate UPI. If your mobile number is not linked to your bank account, you need to get it linked first. For that, you will get a form at the bank which you need to fill out. Within 2-4 days, your mobile number will be linked with your bank account, and you will receive a confirmation message. So, friends, I am informing you about this so that you can use UPI properly and get many benefits from it.