VM: Your doubt is your Animal is like this and how come Parimal is happy and wealthy? You want me to find it out. That’s it right??!! P1: Yes sir Yes!! VM: Why do need CID for this!! Listen I will tell you!!She should have saved in PF but you didn’t. P1: Oh Yes Sir!! VM: If you save money in PF you will get 8.65% interest. This is the first benefit. Secondly, just like the way we save 12% of our salary, even our company will contribute 12% of the salary money to our account. This is the second and extra savings. Of the money contributed by company 8.33% will be allotted for pension. So those who contribute in PF for 10 years they will get pension for lifetime. Then in PF, 50% of the money we saved we can get it as loan for marriage and study expenses. We can get 36 months salary as loan to construct the house. P1: sir, does PF has so many benefits?? VM: Yes. P1: Why didnt you tell me about this till now?? VM: Hey, just now you came and asked me! P1: Oh!! Thats why my friend didnt take loan from anyone outside and built house and made her kids to study well and now sitting comfortably by getting pinjan (Pension). VM: Yes!! This is the secret of your friend's happiness. See, even now its not too late. Immediately join in PF. P1: Ok sir Immediately i will join sir. VM: Mam, Money?? P1: For what? VM: Fees for consultation. P1: Just wait for 1 hour sir. VM: Why?? P1: (Crying) I will go home, close the doors and... VM: OMG!!! P1: Dont worry sir, i wont take any wrong decision. Thinking about my foolishness of not saving money in PF, i will cry aloud with family for 1 hour and come back sir. VM: See, just like the way you put time table for crying, put a time table for savings. Only then you will be happy. P1: Ok sir. VM: Ok
