I am Vasantha from Ambedkar union. Yesterday i got a message in my phone. It says that Rs. 400 has been deducted from TRF. I have not joined in any scheme and insurance. Today I went to bank and asked for the reason behind deduction. They said the money supposed to be deducted for another person but by mistake it was deducted to you. They asked me to wait so that it will be transferred to my account. Many times this is happens and we think they have deducted it for some reason and we avoid it. If you have doubt go to bank and ask.